BDCarCare – Standard

This product is a ‘Fit don’t fit product’ so if we do not quote via your Software House the risk is not suitable.

Product Manufacturer

Manufactured by CPD Underwriting Solutions Limited and Accredited Insurance Europe Limited.

Target Market

The target market for this policy is customers who wish to ensure they are adequately covered by law to drive their vehicle, with a minimum RTA cover up to Comprehensive cover who:-

  • Are aged over 25.
  • Hold a Full UK driving licence.
  • Will typically have zero previous claims and/or convictions.
  • Will tend to have above average credit scores.
  • Will be driving up to 10k annual miles if for Social, Domestic and Pleasure use only.
  • Will be driving up to 15k annual miles if for Business Use.
  • Will typically have 9+ years No Claim Discount.
  • Wish to insure a low to mid grouped and worth up to £75,000.

Who is this product not suitable for

This product is not suitable for any customers who:-

  • Are aged less than 25.
  • Do not have a Full UK driving licence.
  • Wish to drive their vehicle for commercial purposes.
  • Have previous Fault Claims.
  • Have previous Major Convictions. For example, Drink Driving (code DR) or previously banned (code BA)
  • Have an adverse CCJ history.
  • Have any previous non motoring convictions.
  • Will be driving more than 15k miles annually.
  • Wish to insure a vehicle with non-standard modifications.
  • Wish to insure a Vehicle with a value greater than £75k.

Please see the below product documentation for further information.

Key Features

All levels of earned No Claims Bonus

Protected No Claims Bonus from 1 year onwards

Driving by the Policyholder and Spouse, up to 4 Named Drivers and allowing for ‘Any Driver over 25 option’

Low to Average mileage

Standard, 2nd car and company car introductory discount available

BDCarCare – Non Standard

This product is a ‘Fit don’t fit product’ so if we do not quote via your Software House the risk is not suitable.

Product Manufacturer

Manufactured by CPD Underwriting Solutions Limited and Accredited Insurance Europe Limited.

Target Market

The target market for this policy is customers who wish to ensure they are adequately covered by law to drive their vehicle, with a minimum RTA cover up to Comprehensive cover who:-

  • Are aged over 21.
  • Hold a Full UK, Provisional, or EU licence.
  • May have a number of previous claims and/or motoring convictions.
  • Will tend to have varied credit scores.
  • Will be driving up to 20k annual miles, either for social use, or for commuting or business.
  • Who have any level of No Claim Discount from 0+.
  • Wish to insure a low to high grouped and worth up to £150,000.

Who is this product not suitable for

This product is not suitable for any customers who:-

  • Are aged under 21.
  • Have any previous non motoring convictions.
  • Wish to drive their vehicle for commercial purposes.
  • Wish to insure a vehicle with non-standard modifications.
  • Wish to insure a Vehicle with a value greater than £150k.
  • Will be driving more than 20k miles annually.
  • Wish to insure theft attractive vehicles that do not have a suitable tracking device fitted and operative.

Please see the below product documentation for further information.

Key Features

All levels of earned No Claims Bonus

Protected No Claims Bonus from 1 year onwards

Driving by the Policyholder and Spouse, up to 4 Named Drivers and allowing for ‘Any Driver over 25 option’

Low to High mileage

CCJs

Previously refused or cancelled insurance

Standard, 2nd car and company car introductory discount available

How Transacted

Open GI, SSP, CDL & Applied Systems

Availability

Available in Great Britain only

SSP

For policies incepted or renewals effective 1st November 2020 onwards

7.5%

10%

12.5%

For policies incepted or renewals effective prior to 1st November 2020

7.5%

10%

12.5%

CDL

For policies incepted or renewals effective 1st November 2020 onwards

Standard

5% Non-Standard

For policies incepted or renewals effective prior to 1st November 2020

Open GI

For brokers using Open GI Version 5.00L onwards

7.5%

10%

12.5%

For policies incepted or renewals effective 1st November 2020 onwards

5%

Non-Standard – CPD Variant

7.5%

Standard & Non-Standard

10%

Standard & Non-Standard

12.5%

Standard & Non-Standard

For policies incepted or renewals effective prior to 1st November 2020

7.5%

Standard

Non-Standard

10%

Standard

Non-Standard

12.5%

Standard

Non-Standard

TGSL – CPD Variant

For policies incepted or renewals effective 1st November 2020 onwards

7.5%

10%

12.5%

Contact our Support Team

We have a committed team that is ready to help with any questions or problems you may have. You can contact our dedicated team on 01204 600 345 or complete our online form.

Need to make a claim?

If you are in an unfortunate situation and you need to make a claim you can do so by filling out our online claim form. That will provide us with the relevant information for us to start your claim.

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