4 Tips on Avoiding Insurance Nightmares

Halloween is obviously a spooky time, but it’s nothing compared to the fright you get when renewing your insurance policies or making a claim! We’re here to help you avoid the common pitfalls of insurance, being your garlic to the vampires of the insurance world. These are our tips to help you sleep easy on the spookiest night of the year.

Number 1

Use your local insurance broker! They will help you with all of your issues. They use their expertise to find you the best deal and act as the Captain Jack Sparrow to fight off the threats that lurk in the murky waters of insurance.

Number 2

Always keep your broker updated with changes to your policy. If you make a modification to your home or car, then tell your broker immediately. The price of your policy may go up slightly, but it is a much better alternative than not having a claim paid out at all! A small price to pay for something that can save you later on, much like Obi-Wan Kenobi sacrificing himself to save Luke Skywalker in Star Wars. Tell your broker and be your own saviour!

Number 3

Read your policies! It might look like a bunch of boring legal reading, but it’s massively important. Your policy wordings detail your excess and explain what you have do when you make a claim. Do your best Velma impression from Scooby-Doo, get your glasses on and nerd out for a night. It could save you time and money further down the line.

Number 4

Check your excess. When you make a claim, there is an amount you must pay before your insurer pays out on the rest. Always make sure that you can afford this, or else you will be left with a ghostly bill before your problem is fixed!

Follow our tips when taking out a new insurance policy and you can avoid any spooky surprises that come your way. Remember to always visit your local broker to get the best deals and customer service on your policies. Avoid those petrifying price comparison sites!

Call us on 01204600345 and we can provide you with brokers in your area.

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